Cash-Out Refinance

Commercial Real Estate - Cash-Out Refinance

Today's mortgage rates for commercial real estate are phenomenal—perhaps the best they will ever be. We offer several programs for cash-out refinances or purchases:

  • Full Documentation Programs, which require two years of tax returns and financial statements. These programs cover both owner-occupied and investor properties.
  • Stated Income Programs, require no tax return. A minimum credit score of 700 is necessary, however. These programs also cover owner-occupied and investor properties.

Loan to Value Percentages

Up to 90%

LTV for Commercial Real Estate Purchases

Up to 70%

LTV Full Documentation Commercial Real Estate Refinances

Up to 65%

LTV Stated Income Commercial Real Estate Refinances

Examples of Past Programs Offered:

Programs

5.75%, 25 Years

  • Adjustable Mortgage for Multi-family Properties
  • Full Doc Program
  • 25 Year Amortization
  • 75% LTV

6.25%, 20 Years

  • Adjustable Mortgage Flagged Hotel Property
  • Full Doc Program
  • Fixed for 10 Years, with 20 Year Amortization
  • 75% LTV

7.25%

  • Owner-Occupied Office Building
  • Stated Income Program
  • Fixed for 5 Years, with 30 Year Amortization
  • 65% LTV

5.99%, Special Program

  • Flagged Hotel Properties in Rural Areas
  • Full Doc Program
  • 30 Year Fixed Rate
  • 75% LTV in Oregon, 80% LTV in Washington

7.85%

  • Industrial Property Purchase
  • 504 SBA Loan
  • Fixed for 5 Years, with 30 Year Adjustable Mortgage
  • 90% LTV on Purchases

If you don't know which program you qualify for, we will help you understand what kind of financing is available for your situation. You can rely on Alliance Commercial Credit Group to get you the best rate and terms for your loan. Call us at 877-594-9423 today!